FEES & INSURANCE

FEES
Fullchange Therapy uses a "Pay It Forward" fee model. Sessions start at $275 per 50-minute individual session and $350 per 50-minute relationship session. You are encouraged to pay above the starting rate when able to, as fee amounts above the starting rate go towards subsidizing low-cost mental health services for historically marginalized communities.
Low-fee Therapy Services
There is currently a waitlist for low-fee therapy services. In the meantime, you might consider the following therapy scholarships:
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Asian Organizers Therapy Fund – specifically for organizers working to build social change
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BIPOC Therapy Fund – centers QTBIPOC folks
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Black Girls Smile – for those identifying as Black/African American and femme (including pronouns she/her/hers and they/their/theirs)
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Boris Lawrence Henson Foundation – provides 5 free therapy sessions
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Free Black Therapy – Connecting Black therapists with Black and African American individuals who lack adequate funds or health insurance. Absolutely free.
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HEART – therapy fund for Muslims and Muslim Americans
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Lotus Therapy Fund – therapy scholarships for AAPI folks
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Loveland Therapy Fund – for Black women and nonbinary folks
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TherapyFund Foundation – for BIPOC folks in WA and CA
Or consider the following low-cost therapy service providers:

PAYMENT TYPES ACCEPTED
Credit Card (Visa, Mastercard, American Express, Discover)
HSA Card
Debit Card

INSURANCE
Fullchange Therapy can provide out-of-network paperwork for your insurance company to reimburse you for "out-of-network mental health services," if provided by your insurance company. When speaking to your insurance company, ask them:
1. Do I have out-of-network mental health benefits?
2. If yes — What’s my deductible and how much of it has been met?
3. What’s my copay, or what percentage of the counselor’s fee is covered by my plan?
Still confused? Here is a step-by-step guide to out-of-network insurance benefits.
Note that as of January 1, 2022, the No Surprises Act enables uninsured patients to receive a good faith estimate of the cost of care.